Tag Archives: supplementary cardholder

Last week, I visited BDO to get the statement of account for my checking account. While waiting for the BDO personnel to get the document, I saw BDO’s flyer for its BDO Gold Credit Card.

Reading the Terms and Agreements of BDO Gold, I found that you only need an annual cumulative purchase of PhP180,000 to waive the annual fee. This also applies if the combined usage of the principal cardholder and the supplementary cardholder is PhP180,000.

However, this benefit only applies to the principal cardholder. If you are a supplementary cardholder, the annual membership fee is free for the first year only. You will charged for the succeeding years, irrespective of amount of card usage.

Why is this important? Because it is clearly stated in BDO flyers, BDO cardholders have the definite knowledge on how to waive its annual fee. Cardholders wouldn’t be given the runaround like what I experienced from BPI when I requested to have my annual fee waived (see story).

The PhP180,000 annual purchase is also not too bad. This is just about P15,000 a month. But always remember to pay in full after charging purchases to your credit card.